About CCTA

Why us?

The CCTA was established in 1891, and for upwards of 100 years, we have played a major role in the continued success of the credit industry.

We pride ourselves on having a strongly independent voice, which we are more than happy to use on behalf of our members. Our Reputation for lobbying government, and our involvement with legislation changes in both the UK and the EU, is well known and respected.

We have a wealth of experience, combined with the ‘down-to-earth’ commonsense that comes from years in the industry. We are that rare mix of old and new that does not stand still, but embraces the best of past and present so that we can serve our members as well as they deserve.

Our primary concern is ensuring regulatory reforms that look fine on paper, actually work in the real world. To that end, we are governed by a council, made up of representatives from our membership. We are your CCTA, and we work with you and the future in mind.

What you get:

Our Reputation

Adhering to the reputable CCTA Code Of Practice, illustrates to customers and other businesses your credibility and reliability. In addition, for DVLA database users, we are fully accredited members of the ATA trade association.

FREE Legal Advice

We have a unique telephone advice line, for any legal or credit related enquiries you may have, concerning your business. Justify the cost of your membership fees, in just a call or two.

Ready to use Credit Agreements

Our legal experts make sure that our Agreements are compliant at all times, and are available to buy at special ‘member’ rates in a format to suit your business.

Training Courses

We hold training courses throughout the year to provide you with a complete overview of issues affecting our industry. Take advantage of reduced ‘member’ rates, and keep yourself and your staff in the picture.

Bulletins and Alerts

We send out regular bulletins to keep our members up-to-date with new regulations and legislation, helping you to understand and implement changes.

Complaints Conciliation Service

If one of your customers is unsatisfied after making a complaint, we are here as a third party to try and help to resolve the situation, before the involvement of the Financial Ombudsman.

Members Only – Access all areas

Our website offers the following password protected member services:
Full access to the membership database
A back catalogue of legislative information
CAPS Surveyor and Valuer database with online paperwork
Free software downloads i.e. APR and Early Settlement Calculator
Reduced rate credit reference services

FREE Magazine

Get involved. Our quarterly publication Consumer Credit is full of news from the industry and our members. Write an article, advertise, or just keep in the picture. In between issues, we send out an e-mail ‘mini magazine’, The Regulatory Inform newsletter full of snippets for you to enjoy at your leisure.

Networking Opportunities – Conferences and Roadshows

At least once a year, we run a conference and gala dinner, showcasing top credit professionals and government departments. This is your opportunity to ask those searching questions, exhibit your company, or simply meet, greet and enjoy.