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CCTA Magazine 2025 Issue Three

The ongoing consultation on the proposed motor finance redress scheme features prominently throughout this edition. Our CEO, Jason Wassell, shares insights on why the wider sector should be paying close attention. You’ll also find contributions from associate members offering their perspectives on how lenders can best prepare.

We’re delighted to feature contributions from Walker Morris and Square 4, as well as Equifax, one of our newest members. You’ll also find our regular legal updates and articles showcasing insights and expertise from across the CCTA membership.

Motor Finance Roundtable

  • 04 Dec 2025
  • 11am - 12pm
  • Online event

Our upcoming Motor Finance Roundtable will be our final session for 2025. During the online event, we will discuss CCTA responses to the consultation and ensuring member views and concerns are captured ahead of the consultation closing on 12 December.

Our usual panel will be on hand to present their views and help support members with any questions or concerns. CCTA will also update members on dialogue that we have had with the FCA since the last session.

Consumer Duty for frontline staff

  • 09 Dec 2025
  • 10am - 11am
  • Online event

Since its introduction, Consumer Duty has been at the forefront of business operations for every financial services firm. Working to deliver good customer outcomes, in line with FCA expectations, can often be a challenge for frontline staff.

This session will consider the role of customer facing staff and how their responsibilities link in with their firm’s wider Consumer Duty requirements. This event will enhance staff knowledge and confidence in managing customers and improving outcomes.

Winter 2025 Summit

  • 11 Dec 2025
  • 10am - 12pm
  • Online event

Our Winter Summit will focus on recent developments across our sector, provide a forward look to 2026, and include an update on CCTA’s ongoing activities.

Kate Pender, Chief Executive of Fair4All Finance, will discuss the government’s National Financial Inclusion Strategy. She will also talk about how we can work together to improve access to credit and financial inclusion.

CCTA will provide an update on the motor finance redress scheme consultation, including the latest discussions with the regulator  and close with a summary of our work and strategic priorities across key areas.

CCTA Inform Autumn 2025 Issue

Over the last six months, we have been collecting details of legislation, regulatory updates and other announcements we think may be of interest to you.

This member exclusive publication provides an essential ‘easy read’ and is now available in the Member Hub.

We are the Consumer Credit Trade Association (CCTA), the trusted voice of the UK’s consumer credit lenders.

For over 130 years, we have championed responsible lending – supporting firms, shaping fair regulation, and engaging directly with policymakers.

We offer insight, guidance, and leadership to help businesses navigate a complex financial landscape. From advocacy to training and compliance support, we want to ensure consumer credit remains accessible, responsible, and sustainable.

CCTA is helping to shape the future of credit while delivering better outcomes for firms and customers.

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Guidance on key issues

  • access to credit
  • affordability
  • commissions
  • consumer duty
  • complaints & cmcs
  • vulnerability

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Services

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CCTA Membership

Consumer credit regulation is complex - especially for smaller lenders committed to responsible lending. We want to help you stay ahead of change, give you a voice in policy debates and the tools to navigate a demanding regulatory landscape.

By joining the CCTA, you receive expert guidance, industry insight, and a network of peers facing the same challenges. Our members receive tailored compliance resources, practical support, and opportunities to influence - helping you grow your business with confidence, clarity, and credibility.

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  • enhance your CPD
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  • live learning sessions
  • add company policies
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  • request bespoke content
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50% Member Discount

CCTA Academy

Keeping your team up to date is not easy but the right training can reduce compliance risk, strengthen company culture, and show regulators that your business takes its responsibilities seriously.

CCTA Academy offers expert-led online training, designed for consumer credit lenders. With practical courses for staff and managers, we give you the tools to build confident, compliant teams, without the cost or complexity of developing training in-house.

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Hard copy format

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Electronic format

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  • no stock levels to manage
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  • unlimited access

30% Member Discount

CCTA AGREEMENTS

Regulations keep evolving as interpretations shift, and even a small mistake can lead to disputes or enforcement. Staying compliant is challenging, but you don’t have to do it alone.

The CCTA offers ready-to-use agreements and essential legal documents, fully aligned with current rules and expectations. Backed by decades of experience, we help your business stay legally sound and regulator-ready, so you can focus on growth with greater confidence and peace of mind.

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30% Member Discount

CCTA CONFERENCE

Stay ahead of industry changes and connect with key players through our events programme. Share insights and engage directly with regulators, industry leaders, brokers, and lenders at our online and in-person events.

CCTA 2026 Annual Conference - where the consumer credit industry meets. Join us next year to network, gain insights, and hear from key regulators and industry leaders.

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