Advocating for lenders.

Simplifying compliance.

Growing with confidence.

CCTA Inform Autumn 2025 Issue

Over the last six months, we have been collecting details of legislation, regulatory updates and other announcements we think may be of interest to you.

This member exclusive publication provides an essential ‘easy read’ and is now available in the Member Hub.

CCTA Conference 2025 Event Brochure

In anticipation of our flagship event, take a look through the recently published conference brochure. It includes a detailed schedule and agenda, including presentation synopses from the Financial Conduct Authority, Financial Ombudsman Service and HM Treasury.

The brochure also includes speaker bios from everyone who is presenting or contributing to our panel discussions. Read on for articles from our supporters and learn about how our sponsors and exhibitors can help your firm.

CCTA Magazine 2025 Issue Two

Our pre-conference issue includes articles from conference sponsors, Walker Morris, Square 4 and Aryza. We also have a feature from StepChange Debt Charity who will be presenting with CCTA member Evlo at this year’s conference.

It is great to have a feature from Plain Numbers, an organisation working on how to better communicate numbers and improve customer understanding. Elsewhere, we have articles on the current review of the Consumer Credit Act and the FCA’s plans for regulating the Buy-now Pay-later sector.

FCA Vulnerability Review

CCTA Guidance

We know that treating customers in vulnerable circumstances remains a key priority for the FCA and our members. That is why we’ve published new CCTA Guidance to help firms navigate the latest findings from the recent FCA vulnerability review and what they mean for you in practice.

This guidance paper will examine the FCA’s expectations, while offering practical advice tailored for our members.

We are the Consumer Credit Trade Association (CCTA), the trusted voice of the UK’s consumer credit lenders.

For over 130 years, we have championed responsible lending – supporting firms, shaping fair regulation, and engaging directly with policymakers.

We offer insight, guidance, and leadership to help businesses navigate a complex financial landscape. From advocacy to training and compliance support, we want to ensure consumer credit remains accessible, responsible, and sustainable.

CCTA is helping to shape the future of credit while delivering better outcomes for firms and customers.

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Guidance on key issues

  • access to credit
  • affordability
  • commissions
  • consumer duty
  • complaints & cmcs
  • vulnerability

Events

  • conference
  • roundtables
  • workshops
  • summits

Services

  • advice line
  • hard copy agreements
  • electronic agreements
  • ccta academy
  • calculator software
  • ccta logo usage

Communications

  • ccta magazine
  • ccta inform
  • ccta guidance
  • ccta update (weekly)
  • information emails
  • comms archive

CCTA Membership

Consumer credit regulation is complex - especially for smaller lenders committed to responsible lending. We want to help you stay ahead of change, give you a voice in policy debates and the tools to navigate a demanding regulatory landscape.

By joining the CCTA, you receive expert guidance, industry insight, and a network of peers facing the same challenges. Our members receive tailored compliance resources, practical support, and opportunities to influence - helping you grow your business with confidence, clarity, and credibility.

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  • enhance your CPD
  • record external CPD
  • live learning sessions
  • add company policies
  • add your own content
  • request bespoke content
  • MI and reporting
  • core modules
  • manager modules
  • sector modules

50% Member Discount

CCTA Academy

Keeping your team up to date is not easy but the right training can reduce compliance risk, strengthen company culture, and show regulators that your business takes its responsibilities seriously.

CCTA Academy offers expert-led online training, designed for consumer credit lenders. With practical courses for staff and managers, we give you the tools to build confident, compliant teams, without the cost or complexity of developing training in-house.

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Hard copy format

  • available to non-members
  • additional member discount
  • supplementary documents
  • bulk discounts available

Electronic format

  • available to members only
  • no stock levels to manage
  • embed into systems
  • unlimited access

30% Member Discount

CCTA AGREEMENTS

Regulations keep evolving as interpretations shift, and even a small mistake can lead to disputes or enforcement. Staying compliant is challenging, but you don’t have to do it alone.

The CCTA offers ready-to-use agreements and essential legal documents, fully aligned with current rules and expectations. Backed by decades of experience, we help your business stay legally sound and regulator-ready, so you can focus on growth with greater confidence and peace of mind.

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  • annual flagship event
  • member dinner
  • full day conference
  • keynotes
  • presentations
  • panels
  • industry networking
  • sponsorship packages
  • exhibition packages

30% Member Discount

CCTA CONFERENCE

Stay ahead of industry changes and connect with key players through our events programme. Share insights and engage directly with regulators, industry leaders, brokers, and lenders at our online and in-person events.

CCTA 2026 Annual Conference - where the consumer credit industry meets. Join us next year to network, gain insights, and hear from key regulators and industry leaders.

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CCTA Membership

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sole traders & startups

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From £117 per month

Paid annually at £1,400 +VAT

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From £159 per month

Paid annually at £1,908 +VAT

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