hire purchase agreement (general goods - monthly)

Regulated by the Consumer Credit Act 1974. For use in financing general goods. Repayable by monthly payments.

hire purchase agreement (general goods - weekly)

Regulated by the Consumer Credit Act 1974. For use in financing general goods. Repayable by weekly payments.

Personal loan agreement (monthly)

Regulated by the Consumer Credit Act 1974. For use in providing unrestricted use loans. Monthly repayments.

Personal loan agreement (weekly)

Regulated by the Consumer Credit Act 1974. For use in providing unrestricted use loans. Repayable by weekly payments.

Connected loan agreement (fixed sum)

Regulated by the Consumer Credit Act 1974. For use in providing restricted use (connected) loans for financing specific goods, where the creditor and supplier are not the same person.

Credit sale agreement

Regulated by the Consumer Credit Act 1974. For use in providing restricted use credit (credit sale) for goods, under which the purchase price or part of it is payable by instalments, but which is not a conditional sale agreement and, where the creditor and supplier are the same person.

Running account credit agreement (fixed sum)

Regulated by the Consumer Credit Act 1974. For use in providing running account credit.

High cost credit agreement (fixed sum)

Regulated by the Consumer Credit Act 1974. For use in providing high cost credit.

Hire agreement

Regulated by the Consumer Credit Act 1974. Period of hire not to exceed 17 months from the date of the agreement. For use with general goods such as TV equipment.

Hire agreement (with right of cancellation)

Regulated by the Consumer Credit Act 1974. For use in financing general goods. Repayable by weekly payments.

Hire agreement

Regulated by the Consumer Credit Act 1974. No statutory right of termination. For use where the hirer is a sole trader or a partnership of two or three persons, the agreement is entered into for the business purposes of the hirer and the primary period rentals do not exceed £25,000.

Hire agreement (with right of cancellation)

Regulated by the Consumer Credit Act 1974. Right of Cancellation, subject to provisions under the Consumer Credit 1974. No statutory right of termination. For use where the hirer is a sole trader or a partnership of two or three persons, the agreement is entered into for the business purposes of the hirer and the primary period rentals do not exceed £25,000.

Commercial lease agreement

For use where the lessee is a company, other incorporated body, a partnership consisting of four or more persons or a Limited Liability Partnership (LLP).

Commercial loan agreement (fixed or variable interest)

For use where the borrower is a company, other incorporated body, a partnership consisting of four or more persons or a Limited Liability Partnership.

Commercial hire purchase agreement (variable interest option)

For use for commercial goods, equipment and vehicles where the borrower is a company, other incorporated body, a partnership of four or more persons or a Limited Liability Partnership.

Commercial hire purchase agreement (general goods)

For use for commercial goods and equipment where the borrower is a company, other incorporated body, a partnership of four or more persons or a Limited Liability Partnership.

Commercial hire purchase agreement (motor finance)

For use principally for motor vehicles where the borrower is a company, other incorporated body, a partnership of four or more persons or a Limited Liability Partnership.

Commercial hire agreement (fixed rate interest only)

Outside the scope of the Consumer Credit Act 1974 and the Financial Services and Markets Act 2000 where the lessee is a sole trader or a partnership of two or three persons, the agreement is entered into wholly or predominantly for the purposes of a business carried on, or intended to be carried on, by the lessee and the primary period rentals exceed £25,000.

Hire purchase agreement (fixed rate)

Outside the scope of the Consumer Credit Act 1974 and the Financial Services and Markets Act 2000 where the hirer is a sole trader or a partnership of two or three persons, the agreement is entered into wholly or predominantly for the purposes of a business carried on, or intended to be carried on, by the Hirer and the amount of credit exceeds £25,000.

Commercial loan agreement

For use outside the scope of the Consumer Credit Act 1974 and the Financial Services and Markets Act 2000 where the borrower is a sole trader or a partnership of two or three persons, the agreement is entered into wholly or predominantly for the purposes of a business carried on, or intended to be carried on, by the borrower and the amount of credit exceeds £25,000.

For use in relation to a regulated credit agreement (including HP)

Guarantee & indemnity subject to the Consumer Credit Act 1974.

For use in relation to an unregulated agreement

Guarantee & indemnity. Not regulated by the Consumer Credit Act 1974.

For use in relation to a regulated hire agreement

Guarantee & indemnity subject to the Consumer Credit Act 1974.

Default notice for regulated loan agreements

For reguated loan agreements including connected loans and credit sale.

Default notice for regulated hire agreements

For regulated hire agreements.

Default notice for regulated hire purchase agreements

For regulated hire purchase agreeements.

Settlement statement

Statutory settlement statement given in response to a request made by a debtor under the Consumer Credit Act 1974, s 97.