CCTA Roundtable: March 2026

Published 05 March 2026

At our most recent roundtable, we discussed recent development and were pleased to welcome Equifax to this session. Whilst we await the final policy statement on the redress scheme, we covered: updates on CCTA work, the FCA’s recent Dear CEO letter, member focus arears pre-final scheme rules and the issue of data gaps.

The CIGB: Guidance for members

Published 26 February 2026

For CCTA members, this guidance paper outlines the implications of the Credit Information Governance Body (CIGB), including subscription requirements, fees, governance representation and operational changes. It highlights agreed fee exemptions for very small and social lenders and stresses proportionality to avoid excessive costs. The guidance also helps members understand what is changing, assess potential impacts, and suggest next steps.

CCTA Conference: 2026 Opportunities

Published 25 February 2026

The annual CCTA conference is our flagship event and an industry recognised ‘date for the diary’. Sponsorship and exhibitor opportunities are available for this event. Browse our CCTA Conference brochure to find out more or get in touch to discuss a bespoke package.

CCTA Catalyst Conference: From Artificial Intelligence to Regulatory Reality

Published 19 February 2026

On 28 April, the Consumer Credit Trade Association will host the CCTA Catalyst Conference in London – a focused, forward-looking event examining how artificial intelligence, data governance and regulatory reform are reshaping consumer credit in real time. This is not a generic “future of fintech” debate. Catalyst is designed specifically for consumer credit lenders and compliance leaders who are navigating the practical realities of technological change within a highly scrutinised regulatory framework.

Horizon Scan: 2026 Edition

Published 16 February 2026

Following our Horizon Scan Roundtable, we are writing to share an accompanying document that provides a comprehensive summary of the key regulatory changes expected to come into effect over the next year. Given the pace and scope of upcoming reforms, we have consolidated the most relevant developments into a single, practical overview to support your planning, compliance, and strategic decision-making.

Looking ahead to 2026: Key regulatory developments for consumer credit

Published 11 February 2026

The regulatory landscape for consumer credit continues to evolve, with several significant policy and supervisory developments expected through 2026. While not all changes will take effect immediately, the coming year will be important in shaping the future framework for how consumer credit is regulated in the UK. At a recent CCTA event, we highlighted some of the key developments on the horizon and what they may mean for lenders, consumers and the wider market.

Horizon Scan (2026)

Published 05 February 2026

The session covered anticipated developments in the regulation of BNPL, the Consumer Credit Act review, and ongoing work to improve access to credit. We also explored the Credit Information project and forthcoming steps in the motor finance sector. Attendees heard insights into the FCA’s strategy and areas of supervisory focus.

Horizon Scan (2026)

Published 05 February 2026

The session covered anticipated developments in the regulation of BNPL, the Consumer Credit Act review, and ongoing work to improve access to credit. We also explored the Credit Information project and forthcoming steps in the motor finance sector. Attendees heard insights into the FCA’s strategy and areas of supervisory focus.

Managing CMC Authority, Data Protection and Fraud Risk

Published 21 January 2026

From time to time, we provide our members with updates on complaints and claims management activities. Those of you that have attended our recent events will have heard us talk about the trending issues and concerns that we are seeing from claims management firms. We have put together a guidance paper for members which highlights these issues and provides further insights into the work we have been doing to address these, including our discussions with regulators.

Financial inclusion: Why it must include access to regulated credit

Published 15 January 2026

The Consumer Credit Trade Association (CCTA) has recently submitted evidence to the Treasury Select Committee as part of its call for views on the Government’s Financial Inclusion Strategy. This paper sets out the key points from our submission. We represent smaller, specialist and alternative consumer credit lenders across the UK. Our members serve people who are often shut out of mainstream bank lending – including those with variable or insecure incomes, thin or impaired credit histories, and non-standard or self-employed work patterns.

CMC Proposals

Published 15 January 2026

We have recently engaged in discussions with the FCA, SRA and the ICO, where we have highlighted the above concerns and proposed measures that members can take to counter them. This roundtable provided an update on discussions with the regulators and highlight proposals that firms may wish to consider to reduce the impact of the aforementioned issues.

CMC Proposals

Published 14 January 2026

We have recently engaged in discussions with the FCA, SRA and the ICO, where we have highlighted the above concerns and proposed measures that members can take to counter them. This roundtable provided an update on discussions with the regulators and highlight proposals that firms may wish to consider to reduce the impact of the aforementioned issues.