CCTA Inform: Spring 2026 Issue

Published 23 April 2026

Welcome to the Spring 2026 issue of CCTA Inform. Over the last four months, we have been collecting details of legislation, regulatory updates and other announcements we think may be of interest to you. This member exclusive publication is designed to provide an essential ‘easy read’.

Catalyst: Last chance to book

Published 23 April 2026

We’re just days away, and bookings are about to close. If you’ve been meaning to join us, now is the time to act. The Catalyst Conference brings together industry leaders, innovators, and peers from across the sector for insight, discussion, and practical takeaways you can apply in your own business. From presentations to focused panel sessions, the programme is designed to help you stay ahead in a rapidly evolving landscape.

CCTA Update: FCA updates – good to hear from members

Published 22 April 2026

This week the FCA has published a range of updates spanning supervision, innovation, and consumer protection. Its review of inactive appointed representatives highlights continued supervisory focus on oversight frameworks, with expectations that principals maintain clear visibility and control even where ARs are no longer active.

Catalyst: Adopting AI in consumer credit

Published 21 April 2026

We are pleased to invite you to our upcoming CCTA Catalyst Conference on Tuesday 28 April in London. This year’s event focuses on one of the most significant shifts facing the consumer credit sector: the practical adoption of artificial intelligence (AI).

CCTA Roundtable: Non-Financial Misconduct in Financial Services

Published 20 April 2026

From September 20026, the FCA brings in new requirements around non-financial misconduct (NFM) in financial services. To align non-banks with standards in banking firms, firms will be expected to consider NFM for employees in financial services roles. The FCA aims to ensure that firms foster psychologically safe workplaces, helping to improve the UK financial sector’s reputation, strengthening its access to global talent and increasing market and consumer confidence.

CCTA Update: Strong start, busy agenda

Published 15 April 2026

Later today, the CCTA Council meets for the first time this year. The directors will hear that we have started the year well from an operational perspective, with some of the highest renewal levels we have seen. So, I want to start by thanking all our members for your continued support.

Catalyst: Join the debate – FCA credit reforms and what comes next

Published 14 April 2026

The FCA’s proposals on credit information are now firmly on the agenda – and they raise some important questions for the market. What does the future of data-sharing look like? What does proportionality look like for smaller and specialist lenders? And ultimately, will these changes improve access to credit as intended?

CCTA Update: FOS changes and credit information registration

Published 09 April 2026

This week, we have continued to engage with the FCA on the structure of the motor finance redress scheme. We have attended a number of sessions with the regulator, alongside some of you, to discuss how different areas may operate in practice.

Catalyst: Join us – AI, data & lending in practice

Published 08 April 2026

A year ago, much of the discussion around AI in lending was largely hypothetical, focused on what might happen and how to prepare. That position is shifting. AI is now becoming operational across the credit market. While the conversation often centres on the technology itself, in practice it comes down to a more fundamental question: the quality, governance, and use of data.

CCTA Roundtable: Motor finance -last chance to book

Published 07 April 2026

After months of waiting, the FCA has finally announced the final rules for the redress scheme on motor finance commissions. CCTA responded to the original consultation at the end of 2025, presenting member views and concerns to the regulator. Now that the rules have been announced, we are holding this roundtable at short notice to unpack what the final rules mean for our members. Join us at this session where our usual expert motor finance panel will discuss what the rules mean for you

CCTA Update: Motor finance redress scheme published

Published 01 April 2026

This week has marked a significant moment for the motor finance market, with the FCA publishing its long-awaited redress scheme. As many of you will have seen, this is a substantial and complex intervention. While the objective of providing clarity and consistency in outcomes is understandable, the detail will require careful consideration – particularly in terms of operational delivery, evidential expectations, and the potential impact on smaller and specialist lenders.

Catalyst: Full agenda announced

Published 31 March 2026

Full agenda announced. Secure your conference places now.