Supporters - CCTA

Square 4

Headline Sponsor

Square 4 was founded with the vision to support people and businesses to grow and thrive across the evolving spectrum of governance, conduct, financial crime, and operational risk. Our mission is to deliver unparalleled levels of engagement, service, and expertise, assisting organisations across a diverse and dynamic regulatory environment. We differentiate ourselves from traditional outsourced service providers by fostering partnerships with our clients to propel essential regulatory transformations across our primary service areas.

Square 4 harnesses technology and proficiency to craft tailor-made solutions across our four key service lines: Advisory, Resourcing, Recruitment and Learning & Development. Our team boasts extensive expertise drawn from prestigious backgrounds, encompassing experience from leading professional service firms, regulatory bodies, executive positions within financial institutions, and various consultancy providers.

We’re also dedicated to making a positive impact on our people, clients, and communities. Therefore, it was an easy decision for us, bearing a name like Square 4, to allocate 4% of our annual earnings to charitable causes.

Visit www.square4.com for more information.

Walker Morris

Headline Sponsor

Walker Morris is an award-winning law firm providing practical and commercially focussed solutions for consumer, motor, asset, and mortgage finance firms. We work with major names in the industry including well-known players, fintechs and start-ups. We also work across our industry: advising lenders, brokers and dealers, and debt buyers.

We provide a true end-to-end service. We advise on: permissions and authorisations, financial promotions and marketing, policies and procedures, regulatory processes, documentation (both customer facing documents and wider commercial documents), contentious issues (including dealing with technical complaints to the Ombudsman, complex issues before the Court or discussions with a regulator), and remediation projects.

Our team is a unique blend of industry experts and former regulators. All of our lawyers have both advisory and contentious expertise. We’re instructed to deal with test cases including: advising firms on lead cases before the Ombudsman, acting for a lender defending a customer’s motor commission appeal in the Court of Appeal, and successfully defending a test case in the High Court on claims brought by members of the so-called ‘Freeman on the land’ movement.

We draft innovative products and are the forefront of product launches and industry developments. We author many industry practitioner materials including Goode: Consumer Credit Law and Practice and Butterworths Financial Regulation Service. We train the industry, and speak at conferences, through our long-standing relationships with trade associations. We’re embedded in your industry and understand what you do.

Visit www.walkermorris.co.uk for more information.

Aryza

Technology & Innovation Panel Sponsor

Aryza is a global provider of credit and debt lifecycle management SaaS solutions, specialising in innovative tools that streamline complex processes for financial services and individuals. With a focus on delivering value through technology, Aryza empowers organisations to improve efficiency, compliance, and customer outcomes.

Visit www.aryza.com for more information.

Evlo

Dinner Sponsor

Evlo is a business committed to financial inclusion. It helps customers build a stronger financial future by empowering them with a personal, human approach and responsible borrowing options. Evlo understands that life has ups and downs and appreciates that this can sometimes impact customers’ finances. Evlo has been helping customers with their finances since 2006 and has extensive experience providing tailored support. Evlo is committed to professional, responsible lending. It offers personal loans from £1,000 to £15,000 over terms of up to five years.

Visit www.evlo.co.uk for more information.

Acquired.com

Lunch Sponsor

Acquired.com is a next-generation payments business focused on powering recurring commerce. Founded in 2015, Acquired.com was born from a relentless dedication to customers and their business goals. At the heart of Acquired.com lies a commitment to empowering businesses with next-generation payments solutions and the essential industry expertise they need to thrive in the digital economy.

Providing a unified solution combined with a highly personalised service, we give competitive advantage to our customers in an industry too often reliant on disjointed solutions. Our mission is to become a fundamental part of the payments infrastructure for recurring commerce, anticipating and responding to the evolving needs of our customers.

Acquired.com are an FCA regulated business, an EMD agent, and a licensed Payment Initiation Service Provider.

Visit www.acquired.com for more information.

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StepChange Debt Charity

Exhibitor

We are the UK’s leading debt charity, contacted by hundreds of thousands of people a year online and by phone from across the UK. We help people in debt to sleep at night knowing that they have a realistic plan to address their financial problems.

We are FCA authorised and work with government, regulators, other charities and a range of partners to provide the best support possible to clients, to address the misconceptions that underpin the stigma of debt, and to change public policy to reduce the risk of debt.

We support people to take back control of their situation and we never judge.

Visit www.stepchange.org for more information.

Equifax

Exhibitor

At Equifax, we believe knowledge drives progress. As a global data, analytics, and technology company, we play an essential role in the global economy by helping financial institutions, companies, employers, and government agencies make critical decisions with greater confidence. Our unique blend of differentiated data, analytics, and cloud technology drives insights to power decisions to move people forward. Headquartered in Atlanta and supported by nearly 15,000 employees worldwide, Equifax operates or has investments in 24 countries in North America, Central and South America, Europe, and the Asia Pacific region.

Equifax Ltd is one of the Equifax group companies based in the UK. Equifax Ltd is authorised and regulated by the Financial Conduct Authority.

Visit www.equifax.co.uk for more information.

Qualco

Exhibitor

QUALCO delivers advanced software solutions that empower businesses to navigate the complexities of the credit and lending landscape while maintaining compliance with industry and regulatory standards. Spanning the entire credit value chain, QUALCO harnesses advanced analytics and digital innovation to optimise operations, elevate customer experience, and equip financial institutions with the agility to scale efficiently and achieve sustainable growth in a digital-first world.

Visit www.qualco.eu for more information.

CCTA Academy

Exhibitor

CCTA Academy provides tailored online compliance training modules at both staff and manager levels. The platform is built on the experience and insights of our membership. With a specific focus on consumer credit compliance, It also accommodates ongoing learning and development opportunities through regular Live Learning sessions from the CCTA team.

Our courses are specific to the sectors in which our members operate. They have been developed on the expertise and insight shared with the CCTA, ensuring that they are relevant to lenders.

Visit www.ccta.co.uk/ccta-academy for more information.

Moneyline

Exhibitor

Moneyline is a not-for-profit lender offering credit to those who are most excluded. We offer small loans from £200 to £1,000 with no fees, no judgment, and humans to help through the journey. We don’t expect perfect credit and we understand that life doesn’t always go to plan. Our loans are flexible to reflect the financial lives of the customers we are here to serve. With over 20 years’ experience, we’ve helped thousands of people improve their financial resilience over time. Everything we do is focused on making money simple, clear and affordable for those who need it most.

Visit www.moneyline-uk.com for more information.